Need Help with your Small Business? 
LOANS and FINANCIAL MANAGEMENT TRAINING are available

Opening Doors, Inc, (ODI) is a Sacramento based non-profit organization and a member of the Black Chamber of Commerce. It offers loans of up to $50,000 for small businesses in the greater Sacramento area. It also offers no-cost financial management training classes.


Small Business Loans

Trying to expand your business or create a new one in the Sacramento area?  Opening Doors, Inc. (ODI) would like to help you. ODI provides small business loans of up to $50,000 with interest rates of 7.75% to 8.5% for terms of three to six years.

ODI provides financing for small businesses that can’t obtain loans from banks.  But this doesn’t mean your process of obtaining a loan will be quick and easy.  We provide loans to borrowers who we are confident will succeed and will make their payments on time and in full. This means you may be referred to our MoneyWork$ program to resolve personal financial issues you have such as excessive debt or bad credit before you will be considered for a loan.  Most borrowers are required to attend a business basics class at the beginning of their process, and all will participate in business counseling sessions both before and after receiving their loan. Through attending class and counseling sessions you will develop a full business plan that will be used by our loan committee in deciding whether or not to provide you with a loan.

Financial Management Training

These are tough economic times.  If you are in debt, lacking savings, or financially strained, you’re not alone. Are you ready to make a change?

MoneyWork$ is an intensive 6-month program offered by Opening Doors that will help you gain control of your finances.  It requires commitment, but the rewards can be great.  If you qualify, you will attend workshops where financial experts from different institutions will share their knowledge.  A financial coach will meet with you regularly to discuss your specific issues.  You’ll create and keep a household budget, you’ll identify your personal financial goals and work step-by-step to achieve them.  You’ll be part of a support group that helps you keep on track to reach the goals.

And there’s more.  When you’ve successfully completed the six month program, you’ll get a financial award to add to your savings account.  We are dedicated to helping you execute your financial make-over.  Are you ready?

Contact Opening Doors

For information about the loan program and Financial Management Training:

tel: 916-492-2591   www.openingdoorsinc.org